Monthly Archives: July 2014

Volatility: forecasting the unobservable

If you want to take investment risk for a spin, you should definitely allocate some of your hardly-sweated savings on your favorite stock – better starting with a broad stock index tracker, a.k.a. ETF, and then moving to the next level of individual stocks, if you like hot and spicy

Read More…

Share Button
Posted in Economics
Tags: ,

Credit rating of micro enterprises and efficiency

Banks will lend you an umbrella on a sunny day and will want it back when it starts raining. Though you can bet on such an outcome, you can reasonably be confident that when applying for a loan – no matter what the weather forecast says – you’ll have to

Read More…

Share Button
Posted in Economics, Management
Tags: ,

What’s on a bank’s mind?

What’s there so peculiar about a bank’s response when your mortgage payment is late? A bank’s behavior facing a late payment from a borrower – i.e. the debtor – can’t be any different from any other creditor’s behavior: totally oriented at maximizing credit recovery. A bank, as a financial intermediary,

Read More…

Share Button
Posted in Economics
Tags: ,