“So far banks have not passed on the cost of negative interest rates to any clients other than their largest business customers.” the FT has made a very good point on today’s issue. Good reading.
Rodolfo Vanzini
Making sense of economics
Monthly Archives: March 2016
Single supervision, banks mergers and seriously speaking of governance
Non performing loans (NPLs) weigh on banks’ balance sheets and hinder new lending to firms and households. They do so via two different, though interconnected, channels: (1) provisioning weighs on margins and consequently on retained earnings and (2) by raising weights for capital requirements an NPL makes both the numerator and
